Terms of Use

Business Platform Terms of Use
Trilogy Credit LLC

Effective Date: June 1, 2026

These Business Platform Terms of Use ("Business Terms") are entered into by and between the business entity or individual accessing the Trilogy Credit Pro platform ("Business Subscriber," "you," or "your") and Trilogy Credit LLC ("Trilogy," "we," "us," or "our"). These Business Terms govern your access to and use of the Trilogy Credit Pro platform ("Platform"), including all associated web applications, software tools, APIs, and related services (collectively, the "Services") made available by Trilogy and its affiliates.

To assist Business Subscribers in using the Platform and to explain the relationship arising from such use, we have created (i) these Business Terms of Use, and (ii) our Business Privacy Policy, available at trilogycreditpro.com/privacy. Our Business Privacy Policy explains how we treat information collected in connection with the Platform, and these Business Terms govern your use of the Platform and Services.

IMPORTANT NOTICE: THE PLATFORM AND SERVICES ARE INTENDED SOLELY FOR USE BY AUTHORIZED BUSINESS SUBSCRIBERS AND THEIR AUTHORIZED PERSONNEL. INDIVIDUAL CONSUMERS MAY NOT ACCESS THE PLATFORM THROUGH A BUSINESS SUBSCRIPTION UNLESS EXPRESSLY AUTHORIZED BY THE BUSINESS SUBSCRIBER AND PERMITTED UNDER APPLICABLE LAW. BUSINESS SUBSCRIBERS ARE RESPONSIBLE FOR ALL USE OF THE PLATFORM BY THEIR PERSONNEL AND CLIENTS.

  1. Business Subscriber Agreement. These Business Terms govern your use of the Platform and Services as a business subscriber. Please read these Business Terms carefully, as they impose legal obligations on both you and Trilogy. By accessing or using the Platform or Services (including browsing the Platform), you acknowledge and agree to be legally bound by these Business Terms. If you do not agree, you may not use the Platform or Services.

    For certain activities on the Platform or use of the Services, Trilogy may further confirm your consent by requesting that you click an "I Accept" or similar button. Your use of certain Services may also be subject to additional terms ("Supplemental Terms"), which will either be listed in these Business Terms or presented to you for acceptance when you activate such Services.

    Your access to the Platform and Services is further subject to the Business Privacy Policy and any additional policies specified herein (each, a "Policy," collectively, "Policies"). If these Business Terms conflict with any Supplemental Terms or Policy, the Supplemental Terms or Policy shall control with respect to the applicable Service. All Supplemental Terms and Policies are incorporated into these Business Terms by reference. These Business Terms, all applicable Supplemental Terms, and all Policies are collectively referred to as the "Terms."

    PLEASE NOTE: These Terms are subject to change by Trilogy in its sole discretion at any time. When changes are made, Trilogy will make a new copy of the Terms available on the Platform and will update the "Effective Date" at the top of this document. If Trilogy makes material changes, we will notify you via the email address associated with your Business Account or through the Platform. Trilogy may require your consent to updated Terms before permitting continued use of the Platform. If you do not agree to any change(s) after receiving notice, you agree to stop using the Platform and Services. Otherwise, your continued use constitutes acceptance of such change(s). PLEASE REGULARLY CHECK THE PLATFORM FOR THE THEN-CURRENT TERMS.

  2. Nature of the Platform; Not Professional Advice. Trilogy is not a credit reporting agency, financial institution, law firm, or provider of professional financial, legal, or tax advice. The Platform and Services are provided as a software tool to assist Business Subscribers in helping their clients review and understand consumer credit reports obtained by those clients directly from authorized sources such as annualcreditreport.com. The Platform is provided for informational and educational purposes only.

    Business Subscribers are solely responsible for ensuring that their use of the Platform and delivery of any Platform-generated information to their clients complies with all applicable federal, state, and local laws, including but not limited to the Fair Credit Reporting Act ("FCRA"), the Gramm-Leach-Bliley Act ("GLBA"), and any applicable state consumer protection, financial services, or data privacy laws. Business Subscribers should consult qualified legal counsel regarding any compliance obligations arising from their use of the Platform. Trilogy does not represent or warrant that the Platform satisfies any regulatory requirements applicable to Business Subscribers or their industries.

  3. Business Subscription; Accounts.
    1. Subscription Tiers. Access to the Platform requires a paid business subscription. Trilogy Credit Pro offers three (3) subscription tiers, each based on the number of annual credit report uploads permitted per monthly billing cycle ("Subscription Tier"). Subscriptions are billed monthly in advance. Business Subscribers must select a Subscription Tier at enrollment and may upgrade or downgrade their tier upon at least thirty (30) days' prior written notice to Trilogy, subject to the terms of this Section. Trilogy reserves the right to modify the Subscription Tier pricing upon at least thirty (30) days' prior written notice to you. Continued use of the Platform following the effective date of any pricing change constitutes your acceptance of the revised pricing.

      The available Subscription Tiers are as follows:

      (a) Tier 1 — $199.00 per month: Permits up to one hundred (100) annual credit report uploads per monthly billing cycle. This tier is designed for smaller practices or individual professionals. Upload limits reset at the beginning of each billing cycle and unused uploads do not carry over.

      (b) Tier 2 — $299.00 per month: Permits up to two hundred (200) annual credit report uploads per monthly billing cycle. This tier is designed for mid-size practices with moderate client volume. Upload limits reset at the beginning of each billing cycle and unused uploads do not carry over.

      (c) Tier 3 — $499.00 per month: Permits up to five hundred (500) annual credit report uploads per monthly billing cycle. This tier is designed for high-volume practices and enterprise users. Upload limits reset at the beginning of each billing cycle and unused uploads do not carry over. Tier 3 subscribers may purchase additional blocks of one hundred (100) annual credit report uploads for $99.00 per block per billing cycle ("Additional Upload Blocks"). Additional Upload Blocks are billed at the time of purchase, are non-refundable, apply only to the current billing cycle in which they are purchased, and do not carry over to subsequent billing cycles. Additional Upload Blocks are available exclusively to Tier 3 subscribers and are not available on Tier 1 or Tier 2.

      If a Business Subscriber reaches the upload limit for their Subscription Tier within a given billing cycle, access to the upload function will be suspended for the remainder of that cycle unless the subscriber upgrades their tier or, if on Tier 3, purchases Additional Upload Blocks. Trilogy will use commercially reasonable efforts to provide advance notice to Business Subscribers when they are approaching their upload limit.

    2. Refund Policy. All Subscription Fees and Additional Upload Block fees are generally non-refundable. Notwithstanding the foregoing, Trilogy may, in its sole discretion, issue a full or partial refund in the following circumstances:

      (a) Service Outage: In the event of a verified Platform outage or material service disruption that renders the Platform substantially inaccessible to the Business Subscriber for a continuous period of seventy-two (72) hours or more during a paid billing cycle, and that is attributable solely to Trilogy, the Business Subscriber may submit a written refund request to support@trilogycreditpro.com within fifteen (15) days of the conclusion of the outage. Trilogy will review the request and, if the outage is verified, issue a pro-rated credit or refund for the affected period, at Trilogy's discretion.

      (b) Billing Error: If a Business Subscriber is charged an incorrect amount due to a verified billing error by Trilogy, Trilogy will issue a refund or credit for the overcharged amount upon written notification and verification of the error, provided the request is submitted within thirty (30) days of the erroneous charge.

      (c) Required by Law: Refunds required by applicable law will be issued in accordance with such legal requirements.

      Refund requests that do not fall within the categories described above will not be granted. For the avoidance of doubt, no refunds will be issued for: (i) voluntary cancellation of a subscription before the end of a billing cycle; (ii) unused upload capacity within a billing cycle; (iii) Additional Upload Blocks that were purchased but not used; or (iv) dissatisfaction with the Platform's outputs or results, provided the Platform has functioned as intended. All approved refunds will be issued to the original payment method within ten (10) business days of approval.

    3. Dispute and Reconciliation Policy. If a Business Subscriber believes that they have been incorrectly charged, that upload counts have been inaccurately recorded, or that another billing or usage discrepancy has occurred, the Business Subscriber must follow the dispute and reconciliation process set forth in this Section 3.3 before pursuing any other remedy.

      (a) Notice of Dispute. To initiate a dispute, the Business Subscriber must submit a written notice of dispute to Trilogy at support@trilogycreditpro.com within thirty (30) days of the date on which the disputed charge appeared or the disputed usage was recorded. The notice must include: (i) the Business Subscriber's account name and contact information; (ii) the specific charge or usage record being disputed; (iii) the date of the disputed charge or usage event; (iv) the amount in dispute (if applicable); and (v) a detailed description of the basis for the dispute and the remedy sought. Disputes not submitted within the thirty (30) day window will be deemed waived, and the Business Subscriber will have no further recourse with respect to such disputed charge or usage record.

      (b) Trilogy's Review. Upon receipt of a timely and complete notice of dispute, Trilogy will acknowledge receipt within five (5) business days and will conduct a good-faith review of the dispute, including an audit of relevant account logs, upload records, and billing data. Trilogy will provide the Business Subscriber with a written determination within twenty (20) business days of acknowledging receipt of the dispute notice, or such longer period as may be reasonably necessary for complex disputes, provided Trilogy notifies the Business Subscriber of the extension.

      (c) Reconciliation and Resolution. If Trilogy's review confirms that a billing or usage error occurred, Trilogy will issue a credit to the Business Subscriber's account or a refund to the original payment method, as applicable, within ten (10) business days of the determination. The amount of any credit or refund will be limited to the actual documented amount of the error and will not include consequential, indirect, or punitive damages. If Trilogy's review does not confirm the existence of an error, Trilogy will provide the Business Subscriber with a written explanation of its findings, including relevant account data supporting the determination. Trilogy's usage logs and billing records shall be the authoritative source of record for purposes of resolving all usage and billing disputes, absent manifest error.

      (d) Payment Obligations During Dispute. The submission of a dispute does not suspend the Business Subscriber's obligation to pay undisputed amounts when due. Business Subscribers must continue to pay all amounts not subject to a good-faith dispute during the pendency of the dispute resolution process. Failure to pay undisputed amounts may result in suspension or termination of access to the Platform in accordance with these Terms.

      (e) Escalation. If the Business Subscriber is not satisfied with Trilogy's determination following the review described in subsection (b) above, the Business Subscriber may request escalation to a senior Trilogy representative by written notice to support@trilogycreditpro.com within ten (10) business days of receipt of Trilogy's determination. The escalation review will be completed within fifteen (15) business days of the escalation request. The result of the escalation review will constitute Trilogy's final administrative determination. If the dispute remains unresolved following escalation, the parties agree that any further resolution shall be subject to the governing law, venue, and dispute resolution provisions set forth in Sections 17 and 18 of these Terms.

    4. Account Registration. To access the Platform, you must register a Business Account by completing the account signup process and providing accurate, current, and complete information about your business ("Registration Data"). You agree to maintain and promptly update your Registration Data. By registering, you represent and warrant that:
      • You are authorized to enter into these Terms on behalf of the business entity you represent;
      • The business entity is validly organized and in good standing under applicable law;
      • All Registration Data provided is true, accurate, current, and complete; and
      • Your use of the Platform will comply with all applicable laws and regulations.
    5. Account Credentials. You are responsible for maintaining the confidentiality of your Business Account credentials. You will ensure that only authorized personnel access the Platform using your account credentials. You agree to notify Trilogy immediately at support@trilogycreditpro.com if you suspect any unauthorized access to or use of your Business Account. Trilogy will treat any individual accessing the Platform using your credentials as an authorized user of your account, and you will be responsible for all activities conducted under your account.
    6. Account Limitations. You agree that your Business Account may not be shared, resold, or transferred to any third party without Trilogy's prior written consent. Concurrent use of account credentials by multiple users or entities in a manner that circumvents the subscription model is strictly prohibited. If Trilogy has reasonable grounds to believe that Registration Data is inaccurate or that your account is being misused, Trilogy may suspend or terminate your account and refuse any current or future access to the Platform.
  4. Authorized Use; Grant of Rights. Subject to your compliance with these Terms and payment of applicable Subscription Fees, Trilogy grants you a limited, non-exclusive, non-transferable, revocable right to access and use the Platform and Services solely for your internal business purposes, which include:
    • Assisting your clients in reviewing and understanding their own consumer credit reports, which such clients have obtained independently from authorized sources;
    • Generating credit report analyses and summaries for presentation to your clients;
    • Educating clients about potential errors, discrepancies, or items of interest reflected in their credit reports; and
    • Any other purposes expressly described in applicable Supplemental Terms.

    This grant does not include the right to resell, sublicense, or white-label the Platform or any portion thereof to third parties, except as expressly authorized in writing by Trilogy.

  5. Trilogy Ownership; Reservation of Rights. As between the parties, the Platform, the Services, and all information, software, artwork, trademarks, text, video, audio, pictures, logos, methodologies, algorithms, and other content on or embodied in the Platform or Services, including all associated intellectual property rights (collectively, "Platform Content," and together with the Platform and Services, "Trilogy Property"), are and shall remain the sole and exclusive property of Trilogy and its licensors. Trilogy and its licensors retain all rights with respect to the Trilogy Property not expressly granted to you in these Terms. Nothing in these Terms shall be construed to grant you any ownership interest in any Trilogy Property.
  6. Business Subscriber Content.
    1. Definition. "Business Subscriber Content" means any information, data, documents, or materials uploaded to or submitted through the Platform by you or your authorized personnel, including consumer credit reports submitted on behalf of your clients, feedback and suggestions, and any other files or data you provide to Trilogy through the Platform.
    2. Client Data Responsibilities. You represent and warrant that:
      • You have obtained all necessary consents, authorizations, and permissions from your clients to submit their credit report information and other personal data to the Platform;
      • Your collection, use, and submission of client data complies with all applicable laws, including the FCRA, GLBA, and applicable state privacy laws;
      • You own or have sufficient rights in all Business Subscriber Content to grant the rights described herein; and
      • Business Subscriber Content does not violate the rights of any third party or any applicable law.
    3. Grant of Rights in Business Subscriber Content. By submitting Business Subscriber Content, and subject to your rights in Personal Information as set out in the Business Privacy Policy, you grant Trilogy the right to host, store, process, copy, and use such content solely as necessary to provide the Services to you and to fulfill Trilogy's obligations under these Terms. Trilogy will not use Business Subscriber Content for any purpose beyond the provision of the Services without your prior written consent, except as required by law or as set forth in the Business Privacy Policy.
    4. Right to Decline Content. Trilogy reserves the right to refuse to process, disable, or remove any Business Subscriber Content that, in Trilogy's sole discretion, violates these Terms, the Business Privacy Policy, or applicable law, or is otherwise incompatible with the Platform's intended purposes.
  7. Code of Conduct; Prohibited Uses. By using the Platform and Services, you agree that you shall not, and shall ensure that your authorized personnel and clients do not:
    • License, sell, rent, lease, transfer, assign, reproduce, distribute, host, white-label, or otherwise commercially exploit any Trilogy Property or portion thereof without Trilogy's prior written consent;
    • Access or use the Platform by any means other than through the interfaces provided by Trilogy, or engage in any "mirroring" or "framing" of any part of the Platform;
    • Use any metatags or other "hidden text" using Trilogy's name or trademarks;
    • Modify, translate, adapt, merge, create derivative works of, disassemble, decompile, reverse compile, or reverse engineer any part of the Trilogy Property;
    • Use any manual or automated software, devices, or processes (including spiders, robots, scrapers, crawlers, data mining tools, or similar technologies) to scrape or download data from the Platform or Services;
    • Access the Trilogy Property to build a similar or competitive product, platform, or service;
    • Copy, reproduce, distribute, republish, display, post, or transmit any Trilogy Property in any form or by any means, except as expressly permitted by these Terms;
    • Remove or destroy any copyright notices or other proprietary markings on or in any Trilogy Property;
    • Violate or attempt to bypass any usage restrictions, access controls, or system resource limitations;
    • Share, rent, or allow concurrent or unauthorized use of account credentials; use stolen, hacked, purchased, borrowed, or otherwise improperly obtained credentials; or permit use of the Platform by any unauthorized individual, entity, device, or system;
    • Use the Platform in violation of any applicable federal, state, or local law or regulation, including the FCRA, GLBA, or applicable data privacy laws;
    • Use the Platform in any manner that infringes, misappropriates, or otherwise violates any third party's rights;
    • Use the Platform for any unlawful, prohibited, fraudulent, deceptive, or harmful purpose or activity;
    • Probe, scan, or test the vulnerability of the Platform, or breach its security or authentication measures without proper authorization;
    • Introduce any malicious code, including viruses, worms, Trojan horses, spyware, or other harmful technologies into the Platform;
    • Use the Platform in any manner that disrupts or compromises the integrity, security, or availability of the Platform or related systems;
    • Collect, record, store, analyze, or disclose confidential information about the operation, methodology, or proprietary elements of the Platform; or
    • Use the Platform in violation of Trilogy's policies or in any manner that may harm Trilogy's name or reputation.

    Trilogy reserves the right to immediately terminate or suspend your access to the Platform, without notice, if you engage in any activity that Trilogy concludes, in its sole discretion, breaches this Code of Conduct or otherwise violates these Terms.

  8. Links to Third-Party Websites. The Platform may contain links or references to third-party websites or services. Trilogy has no control over such third-party sites or their content and does not assume responsibility or liability for any content, opinions, or materials available on them. Trilogy does not endorse any third-party site, nor does it warrant that any third-party site will be free of computer viruses, malicious code, or other harmful elements. If you access third-party websites through the Platform, you do so at your own risk. Trilogy encourages you to review the terms of use and privacy policies of any third-party websites you visit.
  9. Billing; Payment; Cancellation.
    1. Subscription Fees. Business Subscribers agree to pay the applicable Subscription Fee on a monthly basis. Fees are due in advance of each billing cycle and are non-refundable. Trilogy reserves the right to suspend access to the Platform in the event of non-payment.
    2. Fee Changes. Trilogy may modify Subscription Fees at any time upon at least thirty (30) days' prior written notice. Continued use of the Platform following the effective date of any fee change constitutes your acceptance of the new Subscription Fee.
    3. Cancellation. You may cancel your Business Subscription at any time by providing written notice to Trilogy at support@trilogycreditpro.com. Cancellation will take effect at the end of the then-current billing cycle. No refunds will be issued for any partial month of service, except as required by applicable law. Upon cancellation, your access to the Platform will cease at the end of the billing cycle in which cancellation is received.
  10. Termination.
    1. Termination by Business Subscriber. You may terminate your Business Account by providing written notice to Trilogy and closing your account as described in Section 9.3 above.
    2. Termination by Trilogy. Trilogy reserves the right to terminate or suspend your access to the Platform at any time, for any reason, in its sole discretion, including for breach of these Terms, non-payment of Subscription Fees, or conduct that Trilogy reasonably believes is harmful to Trilogy, other subscribers, or third parties. Trilogy will use commercially reasonable efforts to provide prior notice where practicable, but is not obligated to do so.
    3. Effect of Termination. Upon termination, your right to access and use the Platform will immediately cease. Any Business Subscriber Content associated with your account may be deleted from Trilogy's systems in accordance with the Business Privacy Policy and applicable data retention practices. Trilogy will not have any liability to you for any suspension or termination, including for the deletion of Business Subscriber Content. We recommend that you export and save any data of value prior to canceling your account. Certain features offered on a beta or experimental basis may be discontinued at any time with or without notice.
  11. Disclaimers.
    1. Platform Features. The Platform may include, by way of example: (a) summaries and analyses of potential errors or discrepancies in consumer credit reports submitted by Business Subscribers; and (b) informational resources and tools that Business Subscribers may use to assist their clients. Although Trilogy has used commercially reasonable efforts to provide accurate and clear information, THE PLATFORM AND SERVICES ARE PROVIDED FOR INFORMATIONAL PURPOSES ONLY AND ARE NOT TO BE RELIED UPON AS FINANCIAL, LEGAL, CREDIT REPAIR, OR REGULATORY COMPLIANCE ADVICE. BY ACCESSING THE PLATFORM, YOU ACKNOWLEDGE AND AGREE THAT TRILOGY CREDIT LLC AND ITS LICENSORS AND THEIR SERVICE PROVIDERS SHALL NOT BE BOUND BY ANY INFORMATION ON THE PLATFORM. TRILOGY DOES NOT PROMISE THAT THE PLATFORM WILL BE ERROR-FREE, UNINTERRUPTED, OR ACCURATE AT ALL TIMES. THE PLATFORM IS DELIVERED ON AN "AS IS" AND "AS AVAILABLE" BASIS.
    2. Warranty Disclaimers. TRILOGY CREDIT LLC AND ITS LICENSORS AND THEIR SERVICE PROVIDERS DISCLAIM: (a) ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT; (b) ANY RESPONSIBILITY OR LIABILITY FOR THE ACCURACY, CONTENT, COMPLETENESS, OR LEGALITY OF INFORMATION AVAILABLE THROUGH THE PLATFORM OR SERVICES; AND (c) ANY RESPONSIBILITY OR LIABILITY FOR HARM RESULTING FROM DOWNLOADING OR ACCESSING INFORMATION THROUGH THE PLATFORM, INCLUDING HARM CAUSED BY VIRUSES OR SIMILAR DESTRUCTIVE FEATURES. YOU EXPRESSLY AGREE THAT USE OF THE PLATFORM, SERVICES, AND PLATFORM CONTENT IS AT YOUR SOLE RISK.
  12. Limitation of Liability. UNDER NO CIRCUMSTANCES WILL TRILOGY AND ITS LICENSORS AND THEIR SERVICE PROVIDERS BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE, EXEMPLARY, OR CONSEQUENTIAL DAMAGES, OR FOR ANY DAMAGES RESULTING FROM LOSS OF USE, DATA, REVENUE, OR PROFITS, ARISING OUT OF OR IN CONNECTION WITH THE PLATFORM, SERVICES, OR ANY TRILOGY PROPERTY, WHETHER OR NOT TRILOGY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY.

    IN NO EVENT SHALL TRILOGY'S AGGREGATE LIABILITY TO YOU FOR ANY LOSS, DAMAGE, OR CLAIM RELATED TO OR ARISING OUT OF ANY TRILOGY PROPERTY OR THESE TERMS EXCEED THE TOTAL SUBSCRIPTION FEES PAID BY YOU TO TRILOGY IN THE THREE (3) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM. THE FOREGOING CAP ON LIABILITY SHALL NOT APPLY TO LIABILITY ARISING FROM TRILOGY'S FRAUD, GROSS NEGLIGENCE, OR WILLFUL MISCONDUCT.

    THE LIMITATIONS OF DAMAGES SET FORTH ABOVE ARE FUNDAMENTAL ELEMENTS OF THE BASIS OF THE BARGAIN BETWEEN TRILOGY AND YOU AND APPLY TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.

  13. Indemnification. You will defend, indemnify, and hold harmless Trilogy and its subsidiaries, affiliates, officers, directors, agents, and employees from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or related to: (a) your breach of these Terms; (b) your use of the Platform or Services; (c) any Business Subscriber Content or other material that you provide to Trilogy that violates the rights of a third party or any applicable law; (d) your failure to obtain required consents from your clients; or (e) any claim by a client or third party arising from your use of the Platform in connection with their credit or personal information.
  14. Confidentiality. Each party agrees to keep confidential any non-public information of the other party that is designated as confidential or that reasonably should be understood to be confidential given the nature of the information and circumstances of disclosure ("Confidential Information"). You agree not to disclose Trilogy's Confidential Information to any third party without Trilogy's prior written consent, and to use Trilogy's Confidential Information solely for the purpose of using the Platform as permitted by these Terms. This obligation does not apply to information that: (a) is or becomes publicly available through no breach of this Section; (b) was rightfully known to you before disclosure by Trilogy; (c) is rightfully received by you from a third party without restriction; or (d) is required to be disclosed by applicable law or court order, provided you give Trilogy prompt written notice and cooperate with Trilogy in seeking a protective order.
  15. Monitoring Platform Use. You agree that Trilogy has the right and discretion to monitor activity and content associated with the Platform. Trilogy may investigate any reported violation of the Terms or complaints relating to the Platform, and may take any action that Trilogy believes is appropriate, including removing materials from the Platform and terminating or suspending your access.
  16. Assignment. You may not assign these Terms, in whole or in part, without Trilogy's prior written consent. Any attempted assignment without such consent shall be null and void. Trilogy reserves the right to assign its rights and obligations under these Terms at any time and in its sole discretion, including in connection with a merger, acquisition, or sale of assets.
  17. Governing Law; Venue. These Terms shall be governed in all respects by the laws of the State of Nevada, without giving effect to its conflicts of law provisions. Both parties submit to the personal jurisdiction of and venue in the state and federal courts sitting in the judicial district that includes Las Vegas, Nevada. The parties further agree that any cause of action arising under these Terms shall exclusively be brought in such courts. You waive any and all objections to the exercise of jurisdiction over you by such courts.
  18. Jury Trial Waiver; Class Action Waiver. TO THE FULLEST EXTENT ALLOWABLE BY LAW, EACH PARTY HEREBY IRREVOCABLY WAIVES ITS RIGHT TO TRIAL BY JURY IN ANY CLAIM OR PROCEEDING ARISING OUT OF OR RELATING TO THE PLATFORM, SERVICES, OR THESE TERMS. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, YOU AND TRILOGY AGREE THAT ANY DISPUTE ARISING OUT OF OR RELATING TO THESE TERMS WILL BE RESOLVED SOLELY ON AN INDIVIDUAL BASIS, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, OR REPRESENTATIVE PROCEEDING.
  19. General Provisions. If any provision of these Terms is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall be enforced to the fullest extent permitted by law. Headings are for reference purposes only and do not limit or define the scope of any section. Trilogy's failure to act with respect to a breach by you or others does not waive Trilogy's right to act with respect to subsequent or similar breaches. No waiver of any provision of these Terms shall be effective unless made in writing and signed by an authorized representative of Trilogy.